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		<title>ZOOM Removes It’s 40 Minutes Only Free Meeting Restriction</title>
		<link>https://magherd.com/zoom-removes-free-meeting-restriction/</link>
					<comments>https://magherd.com/zoom-removes-free-meeting-restriction/#comments</comments>
		
		<dc:creator><![CDATA[Harsh Oswal]]></dc:creator>
		<pubDate>Sun, 20 Dec 2020 22:35:26 +0000</pubDate>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[christmas]]></category>
		<category><![CDATA[conferencing]]></category>
		<category><![CDATA[coronavirus]]></category>
		<category><![CDATA[meeting]]></category>
		<category><![CDATA[video call]]></category>
		<category><![CDATA[zoom]]></category>
		<category><![CDATA[zoom meeting]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=1089</guid>

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				<div class="et_pb_text_inner"><h2 style="text-align: center;"><span style="font-size: large;">ZOOM Meeting&#8217;s 2020 Holiday Gift</span></h2></div>
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				<div class="et_pb_text_inner"><p><strong>The famous video conferencing software <a href="https://zoom.us/" target="_blank" rel="noopener noreferrer">Zoom</a> lifts the 40-minute limit for its free users worldwide for the forthcoming holiday season.</strong></p>
<p><strong></strong></p></div>
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				<div class="et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light">
				
				
				<div class="et_pb_text_inner"><p>During the second surge, the <a href="https://www.who.int/health-topics/coronavirus#tab=tab_1" target="_blank" rel="noopener noreferrer">coronavirus</a> pandemic has roared to new extremes around the world causing many people to stay home and instead schedule meetings with friends and relatives over the Phone. In light with the current situation, zoom announced that this Christmas and New Year, friends and families kept apart by COVID would not find their simulated meetings over Zoom cut short by the normal 40-minute limit for free subscribers.</p></div>
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				<div class="et_pb_text_inner"><p>Normally, only those <a href="https://zoom.us/pricing" target="_blank" rel="noopener noreferrer">paying for Zoom</a> memberships are qualified to access unrestricted calls. Non-paying customers need to hang up to initiate a fresh call after they&#8217;re up for 40 minutes.</p></div>
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				<div class="et_pb_text_inner"><p>The removal of restrictions would mean that now during the upcoming holiday stretches, non-paying users would be able to make unrestricted calls. These would be valid for the Christian festivities of Christmas Eve and Christmas Day, the end of Hanukkah for Jews and Kwanzaa for African-Americans, as well as New Year&#8217;s Eve and New Year&#8217;s Day.</p>
<p>&nbsp;</p></div>
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				<div class="et_pb_text_inner"><h6>What you need to do?</h6></div>
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				<div class="et_pb_text_inner"><p><span style="font-size: large;">To remove the restriction, <strong>you don&#8217;t need to do anything</strong>, it will be removed automatically at the below specified hours.</span></p></div>
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				<div class="et_pb_text_inner"><p>Dates and timings when the 40-minute limit is removed by Zoom (Eastern Time):</p>
<ul>
<li>10 a.m. Thursday, Dec. 17, to 6 a.m. Saturday, Dec. 19</li>
<li>10 a.m. Wednesday, Dec. 23, to 6 a.m. Saturday, Dec. 26</li>
<li>10 a.m. on Wednesday, Dec. 30, to 6 a.m. on Saturday, Jan. 2</li>
</ul></div>
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				<div class="et_pb_text_inner"><p>Dates and timings when the 40-minute limit is removed by Zoom <span>(Indian Standard Time)</span>:</p>
<ul>
<li>8:30 p.m. Thursday, Dec. 17, to 4:30 p.m. Saturday, Dec. 19</li>
<li>8:30 p.m. Wednesday, Dec. 23, to 4:30 p.m. Saturday, Dec. 26</li>
<li>8:30 p.m. on Wednesday, Dec. 30, to 4:30 p.m. on Saturday, Jan. 2</li>
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				<div class="et_pb_text_inner"><p>Zoom recommends a few <a href="https://blog.zoom.us/zoom-together/" target="_blank" rel="noopener noreferrer">actions</a> users can take to ensure a wonderful virtual get-together with loved ones, these are:</p>
<ul>
<li>Protect sessions from uninvited guests by requiring a meeting passcode to join and enabling Waiting Rooms – and don’t share your meeting IDs on social media or other public forums</li>
<li>Learn how to get started on Zoom with basic tips and answers to frequently asked questions</li>
<li>Download festive virtual backgrounds and have fun with video filters!</li>
</ul></div>
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				<div class="et_pb_text_inner"><p>The 60-minute call limit has also suspended by Zoom competitor <a href="https://apps.google.com/meet/#:~:text=Anyone%20with%20a%20Google%20Account,minutes%20per%20meeting%20for%20free." target="_blank" rel="noopener noreferrer">Google Meet</a> until March while the meeting period limits have not been removed by Microsoft Teams and Cisco&#8217;s Webex.</p></div>
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				<div class="et_pb_text_inner"><blockquote>
<p><span>Whether coming together on the final day of Hanukkah, celebrating Christmas, ringing in the New Year, or marking the last days of Kwanzaa, those connecting with friends and family won’t get cut short, a <a href="https://blog.zoom.us/zoom-together/" target="_blank" rel="noopener noreferrer">Zoom</a> spokesman said.</span></p>
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			<slash:comments>1</slash:comments>
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">1089</post-id>	</item>
		<item>
		<title>5 Best Basketball Cards to Invest in 2021</title>
		<link>https://magherd.com/5-best-basketball-cards-to-invest-in-2021/</link>
					<comments>https://magherd.com/5-best-basketball-cards-to-invest-in-2021/#respond</comments>
		
		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Tue, 24 Nov 2020 07:19:26 +0000</pubDate>
				<category><![CDATA[Sports]]></category>
		<category><![CDATA[#basketball]]></category>
		<category><![CDATA[basketball cards]]></category>
		<category><![CDATA[best basketball cards]]></category>
		<category><![CDATA[card investment]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[rookiecards]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=1037</guid>

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				<div class="et_pb_text_inner"><p>Since the start of COVID-19 there has been significant decline in retail sales but on the flip side, sales via e-commerce sites have soared to new heights and have been handling tremendous traffic. Along with the rise of e-commerce, we are seeing ascent in <a href="https://magherd.com/?p=1037" class="rank-math-link">Basketball card prices</a>. </p>



<p>Even now when global economy is healing from the backlash of COVID, basketball cards are on rise.</p>



<p>With the rise of basketball cards prices and start of NBA playoffs, many sports enthusiasts, basketball fans and card collectors have commenced their operation to enrich their collection as well make a strong investment.</p>



<p>As basketball cards are hot in market, we have curated a list of <a href="https://magherd.com/?p=1037" class="rank-math-link">top 5 Basketball Rookie cards</a> which we believe are most bankable in 2021.</p>



<h2 class="wp-block-heading">Top 5 NBA Basketball Cards</h2>



<h3 class="wp-block-heading">5. 2018-19 Luca Doncic Panini Prizm</h3>



<figure class="wp-block-image size-medium is-resized"><img fetchpriority="high" decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/luca_doncic.jpg?resize=349%2C490&#038;ssl=1" alt="" class="wp-image-1038" width="349" height="490" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/luca_doncic.jpg?resize=214%2C300&amp;ssl=1 214w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/luca_doncic.jpg?resize=731%2C1024&amp;ssl=1 731w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/luca_doncic.jpg?resize=768%2C1076&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/luca_doncic.jpg?w=1071&amp;ssl=1 1071w" sizes="(max-width: 349px) 100vw, 349px" data-recalc-dims="1" /><figcaption><a href="https://www.amazon.com/2018-19-Panini-Prizm-Mavericks-Basketball/dp/B07L41H5V9" class="rank-math-link" target="_blank" rel="noopener">2018-19 Panini Prizm Luka Doncic Dallas Mavericks Rookie Basketball Card</a></figcaption></figure>



<p>Luca Doncic is one of the most promising basketball player playing for Dallas Mavericks. This 21-year-old rising star has helped Mavericks lead one of the most efficient offense in the season.</p>



<p>In 2018-19 Panini Prizm Basketball, Luca Doncic is featured in <a href="https://magherd.com/?p=1037" class="rank-math-link">top rookie card</a>. During his 2<sup>nd</sup> season in the league, the star’s card skyrocketed in production.</p>



<p>If he continues his game in this form and stays fit, he will be one of the most sought-after player and definitely his basketball cards will fetch high value in future.</p>



<h3 class="wp-block-heading">4. 2012-13 Kawhi Leonard Panini Prizm</h3>



<figure class="wp-block-image size-medium is-resized"><img decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kawhi_leonard.jpg?resize=332%2C469&#038;ssl=1" alt="" class="wp-image-1039" width="332" height="469" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kawhi_leonard.jpg?resize=212%2C300&amp;ssl=1 212w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kawhi_leonard.jpg?w=354&amp;ssl=1 354w" sizes="(max-width: 332px) 100vw, 332px" data-recalc-dims="1" /><figcaption><a href="https://www.amazon.com/2012-13-Panini-Leonard-Basketball-Rookie/dp/B07P8WZBC2/ref=sr_1_5?dchild=1&amp;keywords=2012-13+Kawhi+Leonard+Panini+Prizm&amp;qid=1606198937&amp;s=collectibles&amp;sr=1-5" class="rank-math-link" target="_blank" rel="noopener">2012-13 Panini &#8211; Kawhi Leonard Rookie Card</a></figcaption></figure>



<p>Kawhi Leonard played for Toronto Raptors till last season and won them the NBA championship. But, now he plays for his hometown team in LA, Los Angeles Clippers.</p>



<p>As his stats are on rise, he is surefire to have first ballot HOF thus, its card would definitely fetch good value over time.</p>



<p>At present Kawhi Leonard features in Panini Prizm’s top rookie card.&nbsp;</p>



<p>This <a href="https://magherd.com/?p=1037" class="rank-math-link">basketball card</a> can be a good investment and it can give good returns in future.</p>



<h3 class="wp-block-heading">3. 1996-97 Kobe Bryant Topps Chrome PSA 10</h3>



<figure class="wp-block-image size-medium is-resized"><img decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kobe_bryant.jpg?resize=373%2C523&#038;ssl=1" alt="" class="wp-image-1041" width="373" height="523" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kobe_bryant.jpg?resize=214%2C300&amp;ssl=1 214w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kobe_bryant.jpg?resize=732%2C1024&amp;ssl=1 732w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/kobe_bryant.jpg?w=749&amp;ssl=1 749w" sizes="(max-width: 373px) 100vw, 373px" data-recalc-dims="1" /><figcaption><a href="https://www.amazon.com/1996-97-Topps-Basketball-Bryant-Rookie/dp/B00RR8LWC8/ref=pd_sbs_259_4/132-1301148-7775512?_encoding=UTF8&amp;pd_rd_i=B00RR8LWC8&amp;pd_rd_r=eea20c4c-1458-48f2-bbb8-bf5fb5d9478c&amp;pd_rd_w=6o8FY&amp;pd_rd_wg=O1YLu&amp;pf_rd_p=ed1e2146-ecfe-435e-b3b5-d79fa072fd58&amp;pf_rd_r=MC9Y6RQR86G3V2ZD95R1&amp;psc=1&amp;refRID=MC9Y6RQR86G3V2ZD95R1" class="rank-math-link" target="_blank" rel="noopener">1996-97 Topps Basketball Kobe Bryant Rookie Card</a></figcaption></figure>



<p>The late Kobe Bryant who passed away in January 2020, was one of the top basketball player of his time and he will be remembered forever.</p>



<p>Kobe Bryant is going to be officially awarded HOF in 2021 and NBA fans expect Lakers to win the NBA championship in memory of the late NBA legend.</p>



<p>Kobe Bryant’s 1996-97 Topps Chrome is Kobe’s one of the most valuable rookie card. Before February 2020, it was traded in the price range of $5,000 but since then the prices of <a href="https://magherd.com/?p=1037" class="rank-math-link">these cards</a> have shot up and is traded at upward of $15,000.</p>



<h3 class="wp-block-heading">2. 2013-14 Giannis Giannis Antetokounmpo Rookie Panini Prizm</h3>



<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/giannis.jpg?resize=371%2C550&#038;ssl=1" alt="" class="wp-image-1042" width="371" height="550" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/giannis.jpg?resize=692%2C1024&amp;ssl=1 692w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/giannis.jpg?resize=203%2C300&amp;ssl=1 203w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/giannis.jpg?resize=768%2C1136&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/giannis.jpg?w=811&amp;ssl=1 811w" sizes="auto, (max-width: 371px) 100vw, 371px" data-recalc-dims="1" /><figcaption><a href="https://www.amazon.com/GIANNIS-ANTETOKOUNMPO-2013-14-PANINI-ROOKIE/dp/B08J9WPLKQ/ref=sr_1_1?dchild=1&amp;keywords=2013-14+Giannis+Giannis+Antetokounmpo+Rookie+Panini+Prizm&amp;qid=1606199519&amp;s=collectibles&amp;sr=1-1" class="rank-math-link" target="_blank" rel="noopener">GIANNIS ANTETOKOUNMPO 2013-14 PANINI PRIZM</a></figcaption></figure>



<p>Panini Prizm Basketball featuring Giannis can safely said to be Giannis best starter rookie card. Rookie card of this basketball player has seen increase in its value during NBA bubble tournament.</p>



<p>From June 2020 till August 2020, the price of this basketball card increased from $3,000 to $6,500. Owning the card in this period earned investors more than 100% on their investments.</p>



<p>There is chance where we could see him play in the finals and that too for the first time. This can cause many of his fans to invest in his cards.</p>



<p>There have been many print runs of this <a href="https://magherd.com/?p=1037" class="rank-math-link">basketball card</a> which has caused several variations of this card. You may see this card in red, blue, green or orange color.</p>



<h3 class="wp-block-heading">1. 2003 LeBron James Topps Chrome</h3>



<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/le_brons.jpg?resize=389%2C548&#038;ssl=1" alt="" class="wp-image-1043" width="389" height="548" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/le_brons.jpg?resize=726%2C1024&amp;ssl=1 726w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/le_brons.jpg?resize=213%2C300&amp;ssl=1 213w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/le_brons.jpg?resize=768%2C1084&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/11/le_brons.jpg?w=795&amp;ssl=1 795w" sizes="auto, (max-width: 389px) 100vw, 389px" data-recalc-dims="1" /><figcaption><a href="https://www.amazon.com/2003-04-Topps-Chrome-Rookie-REPRINT/dp/B08D8PC87T/ref=sr_1_2?dchild=1&amp;keywords=2003+LeBron+James+Topps+Chrome&amp;qid=1606199697&amp;s=collectibles&amp;sr=1-2" class="rank-math-link" target="_blank" rel="noopener">2003-04 Topps Chrome Rookie RC Lebron James REPRINT &#8211; Black Border</a></figcaption></figure>



<p>LeBron James is one of the star basketball player who has delivered time after time for his team. Due to his incredible career and popularity, his cards are highly sought and can fetch high value.</p>



<p>During COVID-19 lockdown, a sharp rise in the value of his cards was observed. This is due to his global celebrity status as star player and also being part of HOF.</p>



<p>Many NBA fans want to see Lakers win this championship, and if they do then it would definitely boost the value of his <a href="https://magherd.com/?p=1037" class="rank-math-link">rookie card</a>. </p>



<p><strong>These 5 basketball cards can give good ROI and can be a good investment. Comment which card do you think is valuable.</strong></p></div>
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		<post-id xmlns="com-wordpress:feed-additions:1">1037</post-id>	</item>
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		<title>Starlink satellite : Everything we know in 2020</title>
		<link>https://magherd.com/starlink-satellite-everything-we-know/</link>
					<comments>https://magherd.com/starlink-satellite-everything-we-know/#comments</comments>
		
		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Tue, 15 Sep 2020 18:59:00 +0000</pubDate>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[#elonmusk]]></category>
		<category><![CDATA[#sapcex]]></category>
		<category><![CDATA[#satellite]]></category>
		<category><![CDATA[#starlink]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=785</guid>

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				<div class="et_pb_text_inner"><p>In early 2015 SpaceX announced a revolutionary way to provide internet services directly via satellite known as <a href="https://magherd.com/?p=785" class="rank-math-link">Starlink satellite</a>. The idea was to provide internet connectivity directly from the satellite with no need of cable infrastructure, means the service will be accessible even at the most remote location. This internet service will be fast and affordable.</p>



<p>At the moment more than <a href="https://www.reviews.org/internet-service/spacex-starlink-satellite-internet-review/" target="_blank" aria-label="60% of homes in USA (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">60% of homes in USA</a> have access to internet via a wired connection and it is the only available choice. Percentage increases to 87% if you move to rural regions of the country. From this statistic it can be discerned that the internet connection is highly dependent on the available infrastructure in the region, which is almost nonexistent in rural and remote locations.</p>



<p>Starlink aims to cover all 7 continents and provide its internet services even at the most remote location on earth. So, in near future expect to see SpaceX’s Starlink as one of the ISP in your city. It has already started its beta testing and US residents can sign-up on the website of SpaceX.</p>



<h2 class="wp-block-heading">Who can sign-up for the beta testing of Starlink?</h2>



<p>Anybody who is US resident can <a aria-label="sign-up (opens in a new tab)" href="https://www.starlink.com" target="_blank" rel="noreferrer noopener" class="rank-math-link">sign-up</a> for the beta testing. To sign-up you just need to enter your e-mail id and address where you are residing on the official website. But, there is a catch to it, you have to select address from the dropdown option and if your address is not their then you cannot participate in the program.&nbsp;</p>



<p>You can sign up for Starlink Beta here: <a href="https://www.starlink.com" class="rank-math-link" target="_blank" rel="noopener">https://www.starlink.com</a></p>



<h2 class="wp-block-heading">Working of Starlink</h2>



<p>Starlink satellites are geostationary satellites which orbit closer to earth as compared to conventional satellites which operate 1000s of kilometer away from earth. Being closer to earth surface, the latency of the connection is less and moreover the satellites use lasers to increase internet speeds.</p>



<p>Starlink satellites transmits internet signal directly to user terminal on the ground. The transmission is done by antennas on the satellite and each satellite has 4 high power phased array antennas. These antennas have high throughput and low redirection time; thus, it can provide fast internet connection with low latency at a cheap cost.</p>



<p>Simply putting it, a person on earth will have direct access to internet services via satellite and the only setup required is a simple dish like receiver. No need of laying cables and fiber optics.&nbsp;</p>



<h2 class="wp-block-heading">What speed to expect from Starlink?</h2>



<p>Initial test was conducted by Starlink in partnership with US Air Force which was called as Global Lightning. During this beta test, they were able to achieve the speed of 610Mbps.</p>



<p>The <a href="https://in.mashable.com/tech/16965/spacexs-starlink-satellite-internet-only-has-20-millisecond-lag" target="_blank" aria-label="Global Lightning was started in 2018 (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">Global Lightning was started in 2018</a> and test was conducted using two <a href="https://magherd.com/?p=785" class="rank-math-link">Starlink satellites</a>. During the test these two satellites were used to send information to terminals inside C-12 transport plane which was in flight at that time.</p>



<p>Recently a presentation which was sent to FCC by SpaceX also included some other details which were spotted by Reddit users. Details spotted included two benchmark tests which showed Starlink achieved a download speed of 103 Mbps and upload speed of 42 Mbps and, latency of 19 ms. These tests were conducted using Ookla’s Speedtest.net service.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="457" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/Screen-Shot-2020-09-16-at-12.24.31-AM.png?resize=1024%2C457&#038;ssl=1" alt="Starlink satellite speed " class="wp-image-790" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/Screen-Shot-2020-09-16-at-12.24.31-AM.png?resize=1024%2C457&amp;ssl=1 1024w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/Screen-Shot-2020-09-16-at-12.24.31-AM.png?resize=300%2C134&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/Screen-Shot-2020-09-16-at-12.24.31-AM.png?resize=768%2C342&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/Screen-Shot-2020-09-16-at-12.24.31-AM.png?w=1072&amp;ssl=1 1072w" sizes="auto, (max-width: 1024px) 100vw, 1024px" data-recalc-dims="1" /></figure>



<p>As per SpaceX’s director of satellite policy, David Goldman, the initial beta tests for Starlink has consistently got latency below 30 ms. It may seem a lot but the average latency for fixed line in US is 25 ms and, for mobile networks the latency is around 48 ms.&nbsp;&nbsp;In terms of latency Starlink is already on par with fixed broadband connections.</p>



<p>SpaceX had claimed to provide internet speed of 100 Mbps and latency around 20 ms. With these recent benchmarks where it can be clearly seen it to be achieving its claimed speeds, we can expect to see the same results when it is available.&nbsp;</p>



<h2 class="wp-block-heading">Number of Starlink satellites in Orbit</h2>



<p>At the time these benchmarks took place, there were only 500 Starlink satellites in the Orbit. This was during June 30 and the benchmarks were recorded in Seattle, Washington.&nbsp;</p>



<p>As of now company has over 700 Starlink satellites orbiting our planet and I am also affirmative that the speeds have improved. Elon Musk had said that it needs only 400 satellites in orbit to provide “minor” internet service coverage so, taking that into consideration we can expect SpaceX to start its services for people by the end of 2020.</p>



<p>As per the presentation, SpaceX is manufacturing around 120 Starlink satellites every month. SpaceX aims to launch over 42,000 Starlink satellites and provide worldwide coverage.&nbsp;</p>



<p>On ground, SpaceX has setup <a href="https://www.reviews.org/internet-service/spacex-starlink-satellite-internet-review/" target="_blank" aria-label="six Starlink ground stations (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">six Starlink ground stations</a> which will act as receiver and provide internet service from the satellite. These six stations are located in:</p>



<ul class="wp-block-list" type="1"><li>North Bend, Washington</li><li>Redmond, Washington</li><li>Merrillan, Wisconsin</li><li>Greenville, Pennsylvania</li><li>Conrad, Montana</li><li>Hawthorne, California&nbsp;</li></ul>



<p>SpaceX’s original plan was to setup one million ground stations and had filed request for the same with FCC. But after looking at more than 700,000 applicants signed up to the beta test, company changed its request and asked FCC for the permission to build five million ground stations. New locations where ground stations will be built are:</p>



<ul class="wp-block-list" type="1"><li>Panaca, Nevada</li><li>Beekmantown, New York</li><li>Kalama, Washington</li><li>Evanston, Wyoming</li><li>Limestone, Maine</li></ul>



<h2 class="wp-block-heading">Equipment used to get internet via Starlink</h2>



<p>It is clear that Starlink will provide its internet services via satellites so, one of the equipment is the satellite itself. Each satellite weighs around 260 kg and has a compact dense design, giving it shape of a thick slab. SpaceX is using Falcon 9 rocket to launch these satellites and it can carry 60 satellites at a time.</p>



<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/GMnpPBg_1600x.jpg?resize=512%2C341&#038;ssl=1" alt="Starlink Satellite terminal" class="wp-image-788" width="512" height="341" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/GMnpPBg_1600x.jpg?resize=1024%2C682&amp;ssl=1 1024w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/GMnpPBg_1600x.jpg?resize=300%2C200&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/GMnpPBg_1600x.jpg?resize=768%2C511&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/GMnpPBg_1600x.jpg?resize=1170%2C779&amp;ssl=1 1170w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/GMnpPBg_1600x.jpg?w=1500&amp;ssl=1 1500w" sizes="auto, (max-width: 512px) 100vw, 512px" data-recalc-dims="1" /><figcaption>Starlink Satellite terminal or a &#8220;UFO on a stick&#8221;</figcaption></figure>



<p>Another necessary equipment is ground terminal which will communicate with the satellite. As per Elon Musk the Starlink terminal is a small, thin and flat dish which he called it as a “UFO on a stick”. As per Musk Starlink terminal can adjust its angle to optimal position without any intervention as it has motors inside it. He also gave instructions to install terminal, which is just 2 step process: Plug terminal into socket and point it at sky.&nbsp;</p>



<figure class="wp-block-embed-twitter wp-block-embed is-type-rich is-provider-twitter"><div class="wp-block-embed__wrapper">
<blockquote class="twitter-tweet" data-width="550" data-dnt="true"><p lang="en" dir="ltr">Looks like a thin, flat, round UFO on a stick. Starlink Terminal has motors to self-adjust optimal angle to view sky. Instructions are simply:<br>  &#8211; Plug in socket<br>  &#8211; Point at sky<br>These instructions work in either order. No training required.</p>&mdash; Elon Musk (@elonmusk) <a href="https://twitter.com/elonmusk/status/1214548764054216704?ref_src=twsrc%5Etfw" target="_blank" rel="noopener">January 7, 2020</a></blockquote><script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
</div></figure>



<p>Starlink terminal can be placed anywhere as long as it has the wide view of the sky.</p>



<h2 class="wp-block-heading">What should Beta testers expect?</h2>



<p>As per site’s page, to participate in “Starlink Beta” there is a fee of $1 a month. There is also an initial charge of $3 which will be followed by $2 monthly charge. According to the website, these charges are not for any Starlink services or hardware rather, these charges are used for testing the ordering and billing systems.&nbsp;</p>



<p>SpaceX has said that it is loaning the hardware and internet service is free of charge. It will charge $1 after 30 days of shipping the hardware.</p>



<p>Also, SpaceX has mentioned that Starlink Beta will be imperfect and the purpose of beta test is to receive feedback and improve the services. During the testing program it is expected from tester to dedicate at least 30 minutes a day testing the Starlink services and need to provide feedback on regular basis which will include surveys, emails, and even calls with SpaceX employees.</p>



<p>One thing to remember is that under Starlink Beta program you are not allowed to disclose nor discuss to anyone outside your household about your participation in the program. While participating every tester has to sign non-disclosure agreement. SpaceX has clearly stated that Starlink services and any details related to it like internet speeds, uptime, coverage and, other specifications are confidential and proprietary to it.&nbsp;</p>



<h2 class="wp-block-heading">When to expect Starlink internet services?</h2>



<p>It is yet to know when will Starlink internet services will be available for us but, we hope it will be in this year. SpaceX’s president had said that Starlink satellite internet services will be available to Americans in mid-2020 but, we are already past mid of this year without the launch.</p>



<p>There are sufficient Starlink satellites in the orbit but along with it, SpaceX has to get approval from US’s FCC which it has already received but, it also needs approval from United Nation’s International Telecommunications Union (ITU).</p>



<p>As of today, there are over 700 satellites in the orbit and the beta testing has also begun. This is a strong indication that the services will be soon available.&nbsp;</p>



<h2 class="wp-block-heading">Cost of Starlink satellite internet services</h2>



<p>Back in 2015 during one of Elon Musk’s speech, he mentioned the price of Starlink terminal to be in the range of $100-$300, and SpaceX president Shotwell during a CNN interview commented&nbsp;“Is anybody paying less than 80 bucks a month for crappy service? Nope. That’s why we’re gonna be successful.” From which it can be inferred that the cost of actual service will be around $80.</p>



<p>It is yet to know what the actual costs will be but, we should expect it to be around $80.</p>



<h2 class="wp-block-heading">Coverage of Starlink</h2>



<p>For the initial phase, services of Starlink satellite will be available in US and Canada which will also cover rural regions of these countries. After a strong footing in these two countries, the company aims to expand its services to other parts of the world.</p>



<p><strong>Starlink satellite can be a real game changer in internet connectivity, what do you think? Share your views in the comment section.</strong></p></div>
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		<post-id xmlns="com-wordpress:feed-additions:1">785</post-id>	</item>
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		<title>US West Coast wildfires explained (2020)</title>
		<link>https://magherd.com/us-west-coast-wildfires-explained/</link>
					<comments>https://magherd.com/us-west-coast-wildfires-explained/#comments</comments>
		
		<dc:creator><![CDATA[Harsh Oswal]]></dc:creator>
		<pubDate>Tue, 15 Sep 2020 13:54:40 +0000</pubDate>
				<category><![CDATA[Other]]></category>
		<category><![CDATA[California fires]]></category>
		<category><![CDATA[destruction]]></category>
		<category><![CDATA[forest fires]]></category>
		<category><![CDATA[west coast fires]]></category>
		<category><![CDATA[wildfires]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=774</guid>

					<description><![CDATA[The US West Coast is going through a very difficult time due to catastrophic wildfires especially ravaging the state of California. Explaining how wildfires begin: According to climate experts, harsh weather patterns and heat waves throughout the state was the cause behind California&#8217;s wildfires. The highest temperature in Death Valley (a desert valley in Eastern [&#8230;]]]></description>
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<p>The US West Coast is going through a very difficult time due to catastrophic wildfires especially ravaging<strong> </strong>the state of <strong><a href="https://en.wikipedia.org/wiki/California" class="rank-math-link" target="_blank" rel="noopener">California</a></strong>.</p>



<div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div>



<h3 class="wp-block-heading">Explaining how wildfires begin:</h3>



<p>According to climate experts, harsh weather patterns and heat waves throughout the state was the cause behind California&#8217;s <a href="https://magherd.com/us-west-coast-wildfires-explained" class="rank-math-link">wildfires</a>. The highest temperature in <strong>Death Valley</strong> (a desert valley in Eastern California) was <strong>54°c</strong>. And, for the first time in two decades, the state experienced blackouts as people sought to cool down their houses, which stressed the power grids in the state.</p>



<p>At that point came a typhoon and lighting that prompted little flames over the Bay Area and California. Shortly the temperature decreased, and it became windy, carrying fires to other areas in the state and causing a lot of devastation and damage.</p>



<p>Officials have said that the California <a href="https://magherd.com/us-west-coast-wildfires-explained" class="rank-math-link">wildfire</a> was sparked by a pyrotechnic firework used at <strong>gender-reveal party</strong>.</p>



<figure class="wp-block-embed-youtube wp-block-embed is-type-rich is-provider-embed-handler wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<iframe loading="lazy" title="Gender-Reveal Stunt Sparked 47,000-Acre Wildfire That Did $8M In Damage | NBC News" width="1080" height="608" src="https://www.youtube.com/embed/9dHQ-5iOVAc?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>
</div></figure>



<p>The party was reportedly planned by a couple expecting a child, to announce the gender of their child to their friends and relatives gathered at the El Dorado Ranch Park in Yucaipa. Local officials said they would wait until the fire was out before determining whether to press charges against the organizers of the party. They could be forced to offset the costs incurred in attempting to suppress the fires.</p>



<div style="height:60px" aria-hidden="true" class="wp-block-spacer"></div>



<h3 class="wp-block-heading">Devastation:</h3>



<p>There were 28 major <a href="https://magherd.com/us-west-coast-wildfires-explained" class="rank-math-link">wildfires</a> burning across the state as of September, 14. This includes the August Complex Fire, which started on Aug. 17 and has since burned over 471,000 acres, making it the <strong>largest fire</strong> on record in California. </p>



<p><strong>Smoke </strong>particles are just the right size to scatter out blue light before it reaches your eyes, leaving behind yellows, <strong>oranges</strong> and reds.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="768" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/before-after-fire.jpg?resize=1024%2C768&#038;ssl=1" alt="west coast wildfires" class="wp-image-777" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/before-after-fire.jpg?resize=1024%2C768&amp;ssl=1 1024w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/before-after-fire.jpg?resize=300%2C225&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/before-after-fire.jpg?resize=768%2C576&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/before-after-fire.jpg?resize=1170%2C877&amp;ssl=1 1170w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/before-after-fire.jpg?w=1438&amp;ssl=1 1438w" sizes="auto, (max-width: 1024px) 100vw, 1024px" data-recalc-dims="1" /><figcaption>Before and after photos show the Golden Gate Bridge in wildfire smoke.<br>Credits: Stephen Lam/Reuters</figcaption></figure>



<p>The suffocating heat wave, along with powerful seasonal winds, has left the West Coast extremely vulnerable to lightning strikes, sparking thousands of fires. Spread into Oregon, the fires have forced mass evacuations.</p>



<p>According to the National Interagency Fire Centre, these fires have destroyed a total of 4.5 m acres i.e an area greater than Connecticut and marginally less than Wales.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="683" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/children.jpg?resize=1024%2C683&#038;ssl=1" alt="children after wildfires" class="wp-image-778" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/children.jpg?resize=1024%2C683&amp;ssl=1 1024w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/children.jpg?resize=300%2C200&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/children.jpg?resize=768%2C512&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/children.jpg?w=1151&amp;ssl=1 1151w" sizes="auto, (max-width: 1024px) 100vw, 1024px" data-recalc-dims="1" /><figcaption><a href="https://www.msn.com/en-au/news/world/the-wildfires-turning-the-us-into-an-inferno/ss-BB18VQrQ?li=AAgfYrC&amp;%25252525253BOCID=CALHeader&amp;parent-title=before-and-after-photos-show-how-california-wildfire-smoke-transformed-san-francisco-into-something-out-of-a-post-apocalyptic-film&amp;parent-ns=ar&amp;parent-content-id=BB18YjMQ&amp;fullscreen=true#image=3" class="rank-math-link" target="_blank" rel="noopener">Two children look at a burned bicycle after wildfires destroyed a neighborhood in Bear Creek, Phoenix</a>. Credits: Reuters</figcaption></figure>



<p>As of 14 September, California has recorded at least 24 fatalities from these fires and thousands of residents are under evacuation orders, with more than 14,500 firefighters currently fighting the 28 major fires in the state.</p>



<p><a href="https://www.iqair.com/us/" class="rank-math-link" target="_blank" rel="noopener">According to IQAir.com</a>, the smoke emissions from <a href="https://magherd.com/us-west-coast-wildfires-explained" class="rank-math-link">wildfires</a> left Oregon&#8217;s largest city, Portland, with the worst air quality in the world.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="683" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/orange-sky.jpg?resize=1024%2C683&#038;ssl=1" alt="skies after wildfires" class="wp-image-779" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/orange-sky.jpg?resize=1024%2C683&amp;ssl=1 1024w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/orange-sky.jpg?resize=300%2C200&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/orange-sky.jpg?resize=768%2C512&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/orange-sky.jpg?w=1152&amp;ssl=1 1152w" sizes="auto, (max-width: 1024px) 100vw, 1024px" data-recalc-dims="1" /><figcaption><a rel="noreferrer noopener" href="https://www.msn.com/en-au/news/world/the-wildfires-turning-the-us-into-an-inferno/ss-BB18VQrQ?li=AAgfYrC&amp;%25252525253BOCID=CALHeader&amp;parent-title=before-and-after-photos-show-how-california-wildfire-smoke-transformed-san-francisco-into-something-out-of-a-post-apocalyptic-film&amp;parent-ns=ar&amp;parent-content-id=BB18YjMQ&amp;fullscreen=true#image=5" target="_blank">The Bay Bridge under an orange sky caused by&nbsp;wildfire&nbsp;smoke.</a><br>Credits: Reuters</figcaption></figure>



<div style="height:60px" aria-hidden="true" class="wp-block-spacer"></div>



<h3 class="wp-block-heading">Investigation:</h3>



<p>This month, a <a href="https://www.nasa.gov/feature/jpl/nasa-takes-flight-to-study-californias-wildfire-burn-areas" target="_blank" rel="noopener">NASA</a> aircraft armed with a powerful radar took to the sky, launching a research program to learn more about the wildfires that have scorched vast California regions. The flights are used to locate damaged buildings in the fires while also monitoring burn areas which could be at risk of landslides and debris flows in the future.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="785" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a.jpg?resize=1024%2C785&#038;ssl=1" alt="NASA's C-20A research aircraft" class="wp-image-803" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?resize=1024%2C785&amp;ssl=1 1024w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?resize=300%2C230&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?resize=768%2C589&amp;ssl=1 768w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?resize=1536%2C1177&amp;ssl=1 1536w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?resize=2048%2C1569&amp;ssl=1 2048w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?resize=1170%2C897&amp;ssl=1 1170w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/09/uavsar_flight_c20a-scaled.jpg?w=2160&amp;ssl=1 2160w" sizes="auto, (max-width: 1024px) 100vw, 1024px" data-recalc-dims="1" /><figcaption>NASA&#8217;s C-20A research aircraft takes off with the UAVSAR instrument during an earlier flight from Edwards Air Force Base near Palmdale, California. Credits: NASA</figcaption></figure>



<p>Equipped with the Uninhabited Air Vehicle Synthetic Aperture Radar (UAVSAR) instrument, the C-20A jet began flights from NASA&#8217;s Armstrong Flight Research Center near Palmdale, California, on Sept. 3.</p>



<p>The UAVSAR radar pod is attached to the aircraft&#8217;s bottom and is frequently flown over an area to measure tiny surface height adjustments (a few millimetres, or quarter inches) with incredible precision. Also, the smoke-penetrating instrument is particularly useful in tracking burn wounds, since radar signals bounce off vegetation in a somewhat different way than they do off freshly burned soil.</p>



<figure class="wp-block-embed-youtube wp-block-embed is-type-rich is-provider-embed-handler wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<iframe loading="lazy" title="NASA Armstrong &amp; JPL Take Flight to Study California&#039;s Wildfire Burn Areas" width="1080" height="608" src="https://www.youtube.com/embed/C53qYU-9QL0?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>
</div></figure>



<div style="height:40px" aria-hidden="true" class="wp-block-spacer"></div>



<p>There has been a widespread debate of whether there were <strong>poor fire control</strong> measures or inadequate efforts to <strong>counter climate change</strong> that has been forecasted by our scientists from long.</p>



<p>According to <a href="https://www.bbc.com/news/world-us-canada-54144651" class="rank-math-link" target="_blank" rel="noopener">BBC</a>, nine of the <strong>ten warmest years</strong> have been recorded since 2005, and this week the UN warned that the five years from 2016 to this year are expected to be the hottest period ever recorded. Since 1900, both Oregon and California have warmed up by more than 1°c.</p>



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		<title>What is APR? Calculate APR</title>
		<link>https://magherd.com/what-is-apr-calculate-apr/</link>
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		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Thu, 27 Aug 2020 15:38:29 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[APR]]></category>
		<category><![CDATA[borrow]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[lend]]></category>
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					<description><![CDATA[You may have noticed term ‘APR’ on different bank documents like mortgage statements, loan statements and credit card documents. The most common APR which one can see is credit card APR on monthly statements. Knowing what APR is, how it is calculated and how it is used, will help you make better decisions about your [&#8230;]]]></description>
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<p>You may have noticed term ‘APR’ on different bank documents like mortgage statements, loan statements and credit card documents. The most common APR which one can see is credit card <a href="https://magherd.com/?p=527" class="rank-math-link">APR</a> on monthly statements. Knowing what APR is, how it is calculated and how it is used, will help you make better decisions about your credit cards, loans and mortgages.</p>



<h2 class="wp-block-heading">What is APR?</h2>



<p><a href="https://magherd.com/?p=527" class="rank-math-link">APR or annual percentage rate</a> is an representation of interest rate on annual basis. In simple words <a href="https://bettermoneyhabits.bankofamerica.com/en/credit/what-is-apr" target="_blank" aria-label="APR (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">APR</a> is cost of borrowing money from bank or any financial institute for period of one year.</p>



<p>Annual percentage rate considers different costs associated with borrowing like, closing fees, administrative fees, late fees, etc. This makes APR one of the good method to calculate the cost of borrowing.</p>



<p>But, annual percentage rate does not consider the compounding of interest wherever it may apply.</p>



<p>APR is also used to compare costs of different loans and credits which may be available by different lenders.</p>



<h2 class="wp-block-heading">Working of APR</h2>



<p>Let us consider example of credit cards to explain working of APR. When you purchase a credit card, the credit card company will provide you with some benefits over the spending done with the card.&nbsp;</p>



<p>When you spend using your credit card you have to pay back the spent amount within the given due date, doing so will you will not incur any interest. You also have option to carry forward the balance on which interest is charged. Along with this interest there is something called as card fees which is charged annually and if you are late in paying the dues then you maybe charged with additional charges.</p>



<p>These additional charges, card fees and interest cumulated over a year are part of APR.</p>



<h2 class="wp-block-heading">Types of APR</h2>



<p>There are <a href="https://www.indeed.com/career-advice/career-development/how-to-calculate-apr" target="_blank" aria-label="two types of APR (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">two types of APR</a>: Fixed APR and Variable APR.</p>



<ul class="wp-block-list" type="1"><li><strong>Fixed APR:</strong> When you are under fixed APR, the interest rate applied to principal amount of the loan or spent amount via credit card does not change. Also, the APR calculated is fixed which is calculated as per the fixed interest rate. If you have fixed APR then the amount which you will be paying every year will not change.</li><li><strong>Variable APR:</strong> A variable APR will keep changing because the interest which is put on the principal amount changes over time. These interest rates are dependent on the changes in the lending rates. So, if there is increase in your interest rate then, your APR will also increase. </li></ul>



<p>If your APR is high then, you may end up paying more to the lenders via paying more interest on the remaining balance. But, if you repay the borrowed money on time then you would not be charged with APR. The reason for APR not being charged is for the fact that the APR is calculated on the basis of balance amount left. So, if you pay the balance amount in full and within time then the APR will not be applicable to you.&nbsp;</p>



<h2 class="wp-block-heading">How to calculate APR?</h2>



<p>To <a href="https://magherd.com/?p=527" class="rank-math-link">calculate APR</a> of your loan you must know your principal amount, period of your loan and any extra costs additional to your interest. </p>



<p><strong>Calculating APR is a simple process, just follow the steps below:</strong></p>



<ul class="wp-block-list" type="1"><li>Calculate the interest rate of your loan</li><li>Add additional fees associated with your loan to the interest </li><li>Divide the above calculated amount with principal amount of your loan and its period.</li><li>Multiply the number you get with 100.</li></ul>



<p><strong>Formula of APR:</strong></p>



<p>APR = (Interest +Fees)*100/(Principal Amount + Period of the loan)</p>



<p><strong>Consider below example to understand how APR is calculated:</strong></p>



<p>John borrows $5000 at am interest rate of 7% per annum for 3 years which is not compounded. The bank is charging $300 as administrative cost over the loan.</p>



<p>Before calculating John’s APR we will have to calculate his interest on the borrowed money.&nbsp;</p>



<p>To calculate interest, we are using simple interest formula that is: <strong>A = (P(1 + (r*t)))</strong>, where A is the total amount, P is principal amount, r is interest rate of the loan and t is time period for which the loan is borrowed.</p>



<p>So, John after 3 years John will have to return (5000 (1 + (0.07*3))) that is $6050.&nbsp;</p>



<p>Hence, the interest for 3 years will be $6050 &#8211; $5000 = $1050. i.e. John has to pay additional $1050 over $5000 which he has borrowed. This additional money does not include other costs like administration fees.</p>



<p>Now, we will add administrative fees of $300 to the interest which is $1050. Sum of two is $1350.</p>



<p>At this final step we have to divide above amount with principal amount and period of the loan and multiply it by 100 i.e. ($1350 / ($5000*3)) * 100 = 9%.</p>



<p>The APR on John’s loan is 9%.</p>



<p>You can see that although the interest rate on the loan is only 7% but in reality, the cost of your loan is 9% when other costs and fees are included. If this loan had interest which was compounded annually still the APR would remain same.</p>



<h2 class="wp-block-heading">APR on Payday Loans</h2>



<p>When looking at the fees for borrowing a payday loan, it may seem inexpensive and you may immediately fork out the fees for instant cash. But, these payday loans are deceptive until you calculate APR and realize how expensive it can be. This gives another reason to look out for other options if you are considering to take payday loan.</p>



<p><a href="https://magherd.com/?p=527" class="rank-math-link">Calculation of APR</a> for payday loan is similar to that of calculating normal APR. <strong>To calculate the APR for payday loan:</strong></p>



<ul class="wp-block-list" type="1"><li>First divide the borrowing fees by the loan/principal amount</li><li>Multiply the above number by 365</li><li>Now divide the above calculated value by the term of loan and multiply it by 100.</li></ul>



<p>For example, if you take a $200 payday loan that is due on the 14<sup>th</sup>&nbsp;day from the day of borrowing and it has borrowing fees of $30. So, the APR will be 391% which is exorbitantly high.</p>



<h2 class="wp-block-heading">APR and Credit Cards</h2>



<p>Your APR will tell your interest rate on <a href="https://www.thebalance.com/annual-percentage-rate-apr-315533" target="_blank" aria-label="credit card (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">credit card</a> but your APR will not show the effects of compounding interests, due to this you will always be paying more than the estimated or quoted APR by the credit facilitator.</p>



<p>When you carry the balance of your borrowed money on credit card, you have to pay interest on the borrowed money and there is also interest on the past accumulated interest. This is the compounding where you have to pay interest over interest and this makes cost of borrowing higher than what you may have anticipated.</p>



<p>Different card companies have different policies some charge only interest and some may have card fees which is charged annually. So, it is advised to do your research while getting a credit card as there are many factors <a href="https://www.thebalance.com/annual-percentage-rate-apr-315533" target="_blank" aria-label="affecting APR (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">affecting APR</a> on credit cards.</p>



<h2 class="wp-block-heading">Disadvantages of APR</h2>



<p>Overall APR is an easy way to calculate how much you will pay every year over your borrowed money but, this method of calculating the cost of borrowing is not perfect. Using APR as the sole method to calculate the cost is not good because</p>



<ul class="wp-block-list" type="1"><li>Your calculated APR will be accurate only if you know that you are paying your loan within the defined term. But, if you are not able to pay your loan within the defined term or if you refinance the loan then your APR will change.</li><li>APR will vary with the lender and different lenders have different interest rates, fees and policies. Hence, it is advised to thoroughly check interest rates and fees associated with the loan as there may be hidden fees. This hidden fee may not be added up to APR and thus, give you incorrect APR.</li><li>Also, compounding effect of interest rate is not accounted into APR. If your interest is being compounded then you should consider some other metrics to calculate cost of borrowing.</li></ul>
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		<title>Installment loans are best for bad credits</title>
		<link>https://magherd.com/installment-loans-are-best-for-bad-credits/</link>
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		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Sun, 23 Aug 2020 19:12:01 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[FICO score]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[installment loans]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[payday loans]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=494</guid>

					<description><![CDATA[Sometimes life puts us in a tough position and with few wrong decisions and bad luck our credit scores can be affected in negative way. There are multiple ways to calculate credit scores but, financial institutes most favorite technique to calculate credit score is FICO. The FICO score range starts from 300 and it tops [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>Sometimes life puts us in a tough position and with few wrong decisions and bad luck our credit scores can be affected in negative way. There are multiple ways to calculate credit scores but, financial institutes most favorite technique to calculate credit score is FICO. The FICO score range starts from 300 and it tops at 850, which is a best score anybody can get.</p>



<p>When in need of urgent cash, it becomes difficult to get funds from big financial institutes via traditional ways if the credit scores are at the lower end of FICO score. At such situation options available are <a href="https://magherd.com/?p=494" class="rank-math-link">Installment loans</a>, which are provided by multiple financial institutes or another option is payday loan, which can be borrowed by any lenders.&nbsp;</p>



<p>To understand how installment loans are best and better than payday loans, we need to understand terminologies like bad credit, installment loans and payday loans.</p>



<h2 class="wp-block-heading">What is Bad Credit?</h2>



<p><a href="https://www.thebalance.com/what-is-bad-credit-960369" target="_blank" aria-label="Bad credit (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">Bad credit</a> is an indicator of poor credit records and is depicted by lower FICO scores. When your credit scores are low, you are considered as a risky borrower. With such considerations it becomes difficult to get loans and funding and, also you do not have most of the privileges which a person with good credit score has. With poor scores you miss on privileges like lowered interest rates, priority funding/loans, more favorable terms and most importantly lower chances of denial.</p>



<p>Impact of bad credit score is not just limited to loans and funding or credit card approvals. With poor credit scores you will also find it difficult to get,</p>



<ol class="wp-block-list" type="1"><li>Cell phone contracts</li><li>Student loans</li><li>Affordable car insurance</li><li>Job</li></ol>



<p>Poor credit score can impact your chances of getting hired, it is observed that employer tend to check credit histories of the applicant. Employers use credit histories to get sense of dependability.&nbsp;</p>



<h2 class="wp-block-heading">What are Installment loans?</h2>



<p><a href="https://magherd.com/?p=494" class="rank-math-link">Installment loans</a> are loans borrowed at once and the debt is repaid with small fixed payments which are paid at set schedule decided at the time of borrowing. Installment loans has fixed interest rate which is paid with the fixed payment.&nbsp;</p>



<p>Installment loans are prominently offered by banks and other credit unions and organizations. Most common types of <a href="https://www.valuepenguin.com/loans/what-is-an-installment-loan" target="_blank" aria-label="installment loans (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">installment loans</a> provided by these lenders are personal loans, car loans, and mortgages. Car loans and mortgages are used to finance specific purchases whereas personal loans can be used for different purposes.</p>



<p>One can use personal loan for building credit score, repay some debts, or to fund every day or personal expenses. Personal loans are easier to get even if the credit score is low as it is possible to give this type of loan without any security or collateral.&nbsp;</p>



<h2 class="wp-block-heading">What is a Payday Loan?</h2>



<p>A <a href="https://www.self.inc/blog/pros-cons-payday-loans" target="_blank" aria-label="payday loan (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">payday loan</a> is a small amount loan which is given a for a very short term. This type of loan is usually paid back in single lumpsum payment by the borrower’s next paycheck.&nbsp;</p>



<p>Payday loan is also called as:</p>



<ul class="wp-block-list"><li>Cash advance</li><li>Short-term loan</li><li>Payday advance loan</li><li>Fast cash or fast loan</li><li>Bad credit loan</li><li>Deferred deposit transaction</li><li>Paycheck advance</li></ul>



<p>These types of loans are usually targeted towards poor people or people with no credit score and history, or people who are financially illiterate and in need of urgent cash. But, for people with poor credit score, this is their first option when in need of some cash.</p>



<p>One can get payday loan within a day or so and has very few requirements when compared with other loans. More importantly these lenders do not check credit score or credit history and the loan is unsecured.&nbsp;</p>



<p>The flip side of payday loan is that the interest charged by lenders for such lending is exorbitantly high. An average payday loan can have interest rate as high as 400%, if you are not able to pay this loan then you put yourself into risk of incurring many different fees and fines, and eventually put you into a vicious debt trap.&nbsp;</p>



<p>Although these loans do not require any collateral or security but, the lender will take a post-dated check from you which your lender will cash on the date mentioned on the check. So, you must see to that you have enough balance in your account to cover the amount on the check or else you may get into legal trouble.</p>



<h2 class="wp-block-heading">Installment loans for bad credits</h2>



<p>For a consumer with a bad credit score borrowing money via<a href="https://magherd.com/?p=494" class="rank-math-link"> installment loans</a> from reputed financial institutes like banks and credit unions is not that difficult as presumed. Financial institutes can give loans to person with bad credit score after scrutinizing the credit history.&nbsp;</p>



<p>To understand your chances of getting an installment loan you should know <a href="https://www.myfico.com/credit-education/whats-in-your-credit-score" target="_blank" aria-label="how FICO credit score is calculated (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">how FICO credit score is calculated</a>. Check below to know on which factors credit score is calculated and how much weightage each factor has,</p>



<ol class="wp-block-list" type="1"><li>Payment History – 35%: Your past payment history carries the most weight towards your credit score. In past payment history it is checked whether you have paid past credit dues and how timely are you paying your other dues and bills. This help lenders assess risk while lending you money. Late payments, defaults, bankruptcy and repossessions can affect this score.</li><li>Amounts Owed – 30%: Owing money on your credit accounts may imply towards low FICO score but it does not account you as a borrower who possess high risk. However, if your credit usage is too high from the available credit, then it is indication that you are thinly stretched. This can give an impression of you someone who is likely to default.</li><li>Length of Credit History – 15%: Long credit history will account towards better FICO scores so, it does not mean that people who have not been using credits for long period will not have good FICO scores, other factors also plays role and if rest of these factors are good then your FICO score will be good. FICO scores will look for age of all of your accounts and how period of usage of each account.</li><li>Credit Mix – 10%: Your other financial interactions like credit cards, retail accounts, loans, mortgages, etc. are also considered while calculating. But, it is not necessary for you to have all of these. A mix of different credits usage shows that you are a responsible borrower and possess less risk.</li><li>New Credit – 10%: Opening numerous credit accounts within a short amount of time represents a great risk and it is not good to open multiple credit accounts if your credit history is not old. It is observed that having numerous credits at a short time affects FICO scores.</li></ol>



<p>If you are someone who has bad credit score but were well within the FICO guidelines then your chances of getting loan is good. Moreover, installment loans are not strict with the <a aria-label="FICO score (opens in a new tab)" href="https://www.1ffc.com/installment-loans-bad-credit-way-rebuild-credit/" target="_blank" rel="noreferrer noopener" class="rank-math-link">FICO score</a> and they will review your loan file as per their policies too.</p>



<p>Banks and other finance unions just want to make sure that the money they are lending is not at risk and there is assuring that will get their money back. If you are able to show that then it likely that you will secure a loan.</p>



<h2 class="wp-block-heading">How installment loans are best for bad credit?</h2>



<p>As you have understood what bad credit, installment loans and payday loans are, you must have also understood the basic working of installment loans. What makes installment loans best choice is that you do not have to pay all of the amount with interest at a time, instead you pay the money at small fixed intervals.&nbsp;</p>



<p>Another advantage of taking<a href="https://magherd.com/?p=494" class="rank-math-link"> installment loans</a> is you are borrowing from credible sources and it can also help improve your credit scores.</p>



<p>The interest rates charged for installment rates are low, you may see that you are not getting privileges like other borrowers with scores and you are paying higher interest rates but, if you compare the interest rates with payday loans you will realize that you are paying less. As mentioned in earlier section payday loans can have interest rate averaging at 400%.</p>



<p>When comparing with the alternative, payday loans, installment loans outshine in every aspect as it is less burdening on borrower, provides better interest rates and it can also be refinanced and, financial institute may also help with some exit option. Whereas, with payday loans repayment can become a burden as the money borrowed has to be paid with interest in lumpsum, interest rates are too high and eventually it can become a debt trap.</p>



<p>The only advantage a payday loans has over installment loans is that the loans are approved fast and does not require any hefty paper work.</p>



<p>If you are looking for some finance and way to improve credit score, consider personal <a href="https://magherd.com/?p=494" class="rank-math-link">installment loans</a>. They are safe and less risky way to improve credit.&nbsp;</p>



<p>You should also consider <strong>secured credit cards</strong> as another option to build your credit. For these types of cards, you will have to pay some upfront cash as security deposit which can be in few hundred dollars. These deposit requirements can help you get a secured credit card without consideration about your credit scores.</p>
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		<title>How to tell if diabetes is affecting your eyes? 4 Diabetic eye diseases: Symptoms, Treatment, Preventions</title>
		<link>https://magherd.com/how-diabetes-affects-eyes-4-diabetic-eye-diseases/</link>
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		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Fri, 21 Aug 2020 10:23:58 +0000</pubDate>
				<category><![CDATA[Health & Lifestyle]]></category>
		<category><![CDATA[blind]]></category>
		<category><![CDATA[cataract]]></category>
		<category><![CDATA[diabetes and eyes]]></category>
		<category><![CDATA[Diabetic eyes]]></category>
		<category><![CDATA[diabetic macular edema]]></category>
		<category><![CDATA[diabetic retinopathy]]></category>
		<category><![CDATA[eye problems]]></category>
		<category><![CDATA[glaucoma]]></category>
		<category><![CDATA[vision loss]]></category>
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				<div class="et_pb_text_inner"><p>There are many people around who know that they are suffering from diabetes and need treatment but they may not know that they may have condition called as <a href="https://magherd.com/?p=489" class="rank-math-link">Diabetic eye</a>. Yes, there is something called as Diabetic eye, where eyes are affected by diabetes and it is common amongst diabetic patients than you think so.</p>



<p>There are more than 26 million people in United States itself who are suffering from diabetes and are at risk of going blind.</p>



<p>If you have poor vision and suffering diabetes then your diabetes can be the reason for your deteriorated vision. If your <a href="https://magherd.com/?p=489" class="rank-math-link">diabetic eye</a> is left untreated then there is very high chance of you becoming blind. Hence, treatment and care are utmost important to avoid and stop your vision from further deterioration.&nbsp;</p>



<p>Diabetic eye diseases which any diabetic patient may incur are diabetic retinopathy, diabetic macular edema, glaucoma, and cataract which is most common amongst patients. Sometimes blurry vision is also caused by diabetic eye.</p>



<p>Before knowing more about these <a href="https://magherd.com/?p=489" class="rank-math-link">eye diseases</a> caused by diabetes, let us understand basic anatomy and functioning of eye.</p>



<h2 class="wp-block-heading">Anatomy and functioning of eye</h2>



<p>Our eyes are spherical in shape and though they may look delicate but, our eyes are quite strong enough to protect itself from some damage.&nbsp;</p>



<p>The outer layer or first layer of an eye is cornea. It is tough clear membrane which covers frontal layer of eye. The function of cornea is to focus incoming light and also protect the eye.</p>



<p>Through cornea light is passed to a protective fluid and then through the pupil, it is hole in the iris. When you look into an eye, the colored circular disk you see is iris.&nbsp;</p>



<p>From the pupil, light is focused deeper into the eye through lenses which are present in the eye. At the end there is another fluid filled section at the center of the eye through which is light is passed and then projected on retina at back of the eye.</p>



<h2 class="wp-block-heading">Diabetic eye and its effects on eye</h2>



<p>Your eyes are affected by diabetes when your blood sugar level is too high. Over the period of time if blood sugar levels are not controlled then your eyes can be damaged.&nbsp;</p>



<p>Sometimes, people have<a href="https://irisvision.com/diabetic-eye-problems-symptoms-treatment-and-prevention/" target="_blank" aria-label=" blurry vision (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link"> blurry vision</a> for days or weeks while changing their diabetes plans or medicines. Due to high sugar in fluid, there is swelling in the tissue of the eyes which are responsible for focusing the light. Swelling of these tissue causes blurred vision. Fret not, this type of blurry vision is temporary and it goes off once the sugar level is back to normal level.</p>



<p>If your blood sugar stays high for prolonged period of time there can be damage to blood vessels which are at the back of your eyes. This damage to tiny blood vessels can begin from early stage also known as prediabetic stage, condition when your blood sugar is high but not high enough to be diagnosed with diabetes.&nbsp;</p>



<p>These damaged blood vessels can cause swelling and new weaker blood vessels may begin to grow and eventually rupture. This can cause bleeding in the eye which in turn can result into scarring, or can also cause to rise in pressure in the eye to highly dangerous levels.</p>



<p>Due to above problems which are prominently caused by diabetes, your retina is affected and such problems are called as “microvascular abnormalities”. Most of the serious diabetic eye diseases begin with these microvascular abnormalities.&nbsp;</p>



<p>The <a href="https://magherd.com/?p=489" class="rank-math-link">4 diabetic eye diseases</a> which can severally affect your eyes are mentioned below.</p>



<h2 class="wp-block-heading">Cataracts&nbsp;</h2>



<p>The cornea in your eyes acts as lenses and is responsible to focus light which helps in creating sharp vision. With age the vision can become cloudy due to clouding/fogging of the clear lenses: cornea. Person whose cornea have become cloudy/fogged is said to have cataract.&nbsp;</p>



<p>Occurrence of cataract is common but, if you are diabetic then probability of getting cataract rises by 60 times when compared with someone who is not diabetic. It is believed by researchers that high sugar levels cause deposits on cornea of the eye and results into cataract. Thus, young adults are also prone to cataracts as diabetes plays a role in shortening the clouding of eyes.</p>



<h2 class="wp-block-heading">Symptoms of Cataract</h2>



<ul class="wp-block-list" type="1"><li>Blurry vision</li><li>Glary vision</li><li>Visible clouding of eyes</li></ul>



<h2 class="wp-block-heading">Available treatments for Cataract</h2>



<p>If you already are suffering from cataract then the most common treatment involves surgically removing the clouded lens and replacing it with new artificial lens.</p>



<h2 class="wp-block-heading">Glaucoma</h2>



<p>Glaucoma is a condition that causes damage to optic nerves in eye. It is most of the times caused by increased pressure, also known as intraocular pressure. If the damage to optic worsens then it can result into permanent vision loss within short period of few years.&nbsp;</p>



<p>The excess pressure in the eye is created when eye is not able to remove the fluids present in the eye. This pressure causes squeezing of blood vessels in the eye which eventually starves retina and optic nerve and results into vision loss over time.&nbsp;</p>



<p>As you age the risk of getting glaucoma is high and if you are diabetic then your risk of getting it are higher. The chances of entangled in this condition increases by 40% if you are diabetic and the chances increases with the prolonged diabetic conditions.&nbsp;</p>



<h2 class="wp-block-heading">Symptoms of Glaucoma</h2>



<p>Glaucoma does not have any initial observable signs and symptoms and till the time any symptoms occur the condition has already become severe. To detect it at the earliest stage, best way is to routinely do eye checkup. When the symptoms are noticeable, it can include and appear in combination of:</p>



<ul class="wp-block-list" type="1"><li>Headaches</li><li>Eye aches</li><li>Blurred vision</li><li>Loss of vision/Reduced vision</li><li>Loss/Reduced visual field</li><li>Watering of eyes</li><li>Halos around lights</li></ul>



<h2 class="wp-block-heading">Available treatments for Glaucoma</h2>



<p>Most of the treatments for glaucoma involves lowering the pressure in the eyes. Pressure is lowered by removing the humor fluid present in the eye or decreasing the production of the fluid. This pressure can be lowered by:</p>



<ul class="wp-block-list" type="1"><li>Medication&nbsp;</li><li>Special eye drops</li><li>Surgery</li><li>Laser Therapy</li></ul>



<p>Glaucoma is a life-long condition so it is necessary to regularly follow up with the eye specialist. Also, it is important to know that early diagnosis is necessary to stop the damage of eyes.&nbsp;</p>



<h2 class="wp-block-heading">Diabetic Retinopathy</h2>



<p>As in the name suggests <a href="https://www.mayoclinic.org/diseases-conditions/diabetic-retinopathy/symptoms-causes/syc-20371611" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">diabetic retinopathy</a> is a diabetic eye disease which is caused by damage to blood vessels connecting to retina. At early stage diabetic retinopathy may not show any symptoms of maybe some mild symptoms but, over the period of time it can cause blindness.&nbsp;</p>



<p>Anybody with type 1 or type 2 diabetes can develop this condition and, if you are suffering from diabetes for long period of time and if you blood sugar is not in control then, it is likely for you to suffer from this eye complication.</p>



<p>With too much sugar in blood, it can cause blockage of the tiny blood vessels which are connected to retina. Due to this blockage of blood vessels, supply of blood and nourishment to retina is stopped. So, to avoid stopping of blood supply and nourishment, the eye tries to grow new blood vessels but, these newly developed blood vessels are not perfect like the old ones and it can leak easily.&nbsp;</p>



<p>Diabetic retinopathy can be divided into two types:</p>



<ul class="wp-block-list" type="1"><li>Early diabetic retinopathy</li><li>Advanced diabetic retinopathy</li></ul>



<p><strong>Early Diabetic Retinopathy</strong>&nbsp;is also called as non-proliferative diabetic retinopathy or NPDR. In this situation new blood vessels are not being developed.&nbsp;</p>



<p>When suffering from NPDR diabetic eye problem, the walls of the blood vessels in retina weakens. These weakened walls cause swelling of the blood vessels, this kind of swelling is called as “microaneurysms”. Due to these microaneurysms there is leakage of fluid and blood into retina.</p>



<p>Along with the leakage of fluid and blood, the larger retinal vessels start to dilate and can the size of the vessels become irregular. With blockage of more blood vessels, NPDR can become severe.&nbsp;</p>



<p>Due to above causes another condition may develop where nerve fibers in retina start to swell. In some instances, the central part of retina known as “macula” starts swelling. This swelling of retina is called as “macular edema” and this condition requires treatment or else it may cause severe damage to eye and retina and, may lead to vision loss.</p>



<p><strong>Advanced Diabetic Retinopathy</strong>, also called as proliferative diabetic retinopathy is severe case of diabetic retinopathy. In this type of retinopathy, the damaged blood vessels get pinched causing starvation of retina, to avoid this there is growth of new blood vessels but, these new vessels are abnormal. These new vessels can leak and release fluids which fills center of the eye known as vitreous gel.</p>



<p>As these new blood vessels are fragile and prone to bleeding and fluid leaks, it also causes scarring of tissues which can retinal detachment. Retinal detachment is a phenomenon where retina within the eye detaches and shifts from its original position. This detachment and shifting of retina can cause permanent vision loss.</p>



<p>If there is any interference from the newly developed blood vessels to the flow of fluids in the eye, it can lead to increase in the pressure within the eye. The excess pressure can damage the optic nerve and it can result into glaucoma.</p>



<h2 class="wp-block-heading">Symptoms of Diabetic Retinopathy</h2>



<p>At early stages of diabetic retinopathy there may not be any noticeable symptoms but, as the condition progresses further, you may notice <a href="https://www.mayoclinic.org/diseases-conditions/diabetic-retinopathy/symptoms-causes/syc-20371611" target="_blank" aria-label="symptoms (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">symptoms</a> like</p>



<ul class="wp-block-list" type="1"><li>Spots or dark strings floating in field of vision</li><li>Blurred vision</li><li>Impaired vision</li><li>Fluctuating vision</li><li>Dark/empty spots in field of vision</li><li>Vision loss</li></ul>



<p>Note that diabetic retinopathy will not affect single eye, both eyes are affected by it.</p>



<h2 class="wp-block-heading">Available treatments for Diabetic Retinopathy</h2>



<p>Diabetic retinopathy can only be treated by surgical method or laser treatment. The treatments available are</p>



<ul class="wp-block-list" type="1"><li><strong>Photocoagulation:</strong> In this treatment an ophthalmologist will seal blood vessels which are causing damage to eyes by making tiny burns on the affected areas. This usually stops the growth of blood vessels and leakage of any blood or fluids.</li><li><strong>Scatter Photocoagulation/Pan-retinal Photocoagulation: </strong>In this treatment hundreds or dotted lasers are focused on eye which burns on the damaged retina. This treatment is performed to reduce the risk of blindness due to vitreous hemorrhage or retinal detachment. Vitreous hemorrhage is condition where new blood vessels bleed into clear, jelly-like substance at the center if eye. This treatment will only show result if it is performed before subsistent bleeding or detachment. Treatment usually takes place in two or more sittings.</li><li><strong>Vitrectomy:</strong> If there is already serious blood loss or retinal detachment then scatter photocoagulation/pan-retinal photocoagulation are not effective treatments. To stop the damage and better recovery from damage, vitrectomy is performed. It is a surgical procedure in which cloudy fluids or scarred tissues are removed from the eye. For this surgery to be a success and for the faster recovery of the patient, the operation need to take place as early as possible.</li></ul>



<h2 class="wp-block-heading">Diabetic Macular Edema</h2>



<p><a href="https://www.vsp.com/eyewear-wellness/eye-health/diabetic-macular-edema" target="_blank" aria-label="Diabetic Macular Edema (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">Diabetic Macular Edema</a> or DME is a diabetic eye condition where the leakage of fluid from damaged blood vessels in retina is accumulated in macula causing its swelling. This condition mostly arises due to complications of diabetic retinopathy.&nbsp;</p>



<p>Diabetic retinopathy and diabetic macular edema are common problems amongst diabetics and around 28% of the diabetic patients suffer from this diabetic eye disease. People who suffer from diabetic retinopathy have 50% chance of developing DME.&nbsp;</p>



<p>DME occurs as diabetic retinopathy gets severe and complicated but, it can also occur at any stage of the disease.</p>



<p>DME usually occurs in two forms</p>



<ul class="wp-block-list" type="1"><li><strong>Focal DME</strong>, which occurs due to abnormalities in ocular blood vessels.</li><li><strong>Diffuse DME</strong>, which occurs when there is widening/swelling of retinal capillaries (thin blood vessels present on retina)</li></ul>



<h2 class="wp-block-heading">Symptoms of DME</h2>



<p>Symptoms of DME are similar to diabetic retinopathy</p>



<ul class="wp-block-list" type="1"><li>Blurred vision</li><li>Spots or dark strings floating in field of vision or Floaters</li><li>Double Vision</li><li>Blindness if left untreated</li></ul>



<h2 class="wp-block-heading">Available treatments for Diabetic Macular Edema</h2>



<p>The available treatments for focal DME and diffuse DME are different but, both of the treatments involve laser procedures. Patients suffering from focal DME are treated by focal laser treatment and to treat diffuse DME, grid laser treatment is used. Both of these treatments are aimed towards stopping of blood and fluid leakage in the macula.</p>



<h2 class="wp-block-heading">How to prevent diabetic eye problems?</h2>



<p>The best way to prevent diabetic eye disease is by c<a href="https://magherd.com/how-to-lower-blood-sugar-quickly-5-things-to-do/" class="rank-math-link">ontrolling diabetes and blood sugar</a>. Having good control on your blood sugar levels and blood pressure and, regular eye check-up is key to preventing diabetic eye problems.</p>



<p>It is also important that early intervention to any eye/vision problems can help avoid severe damage to eye and prevent vision loss.</p>



<p>If you are diabetic then you can reduce risk of diabetic retinopathy by following steps mentioned below:</p>



<ul class="wp-block-list" type="1"><li><strong><a href="https://magherd.com/how-to-lower-blood-sugar-quickly-5-things-to-do/" class="rank-math-link">Control your blood sugar levels and manage diabetes</a>:</strong> Eat healthy and involve yourself into physical activities and make it part of your daily routine. Try doing moderate aerobic exercises on daily basis and keep taking your prescribed medications as per the directions by your physician.</li><li><strong>Control your blood pressure and cholesterol:</strong> Same things from the first point apply when <a href="https://magherd.com/how-to-lower-blood-sugar-quickly-5-things-to-do/" class="rank-math-link">controlling blood pressure and cholesterol</a>. Along with healthy eating and aerobic exercises, your focus should also be on <a href="https://magherd.com/top-10-causes-of-obesity/" class="rank-math-link">shedding few extra pounds from the body</a>. High cholesterol level and high blood pressure increases the risk of diabetic eye diseases.</li><li><strong>Avoid smoking:</strong> Due to smoking you raise the risks of various diabetic complications which also includes diabetic retinopathy. By avoiding smoking, you can maintain health of eyes and reduce the risk of any diabetic eye disease. If you are finding it difficult to quit smoking or tobacco, then you should see your doctor for help in quitting. There are groups and organizations which help in smoking addictions and these addictions can also be treated by medications.</li><li><strong>Monitor blood sugar level:</strong> If you are diabetic or someone suffering with high blood sugar then you should regularly check your blood sugar level. You can check your blood sugar level at home by using glucometer. Monitoring sugar level can help you understand few important patterns. Consult with your doctor about how frequently blood sugar needs to be checked. Another test you should consider is glycosylated hemoglobin test, this test shows average blood sugar over the period of past two to three months. The result of this test should be below 7%.</li><li><strong>Observe for vision changes:</strong> If you experience any sudden vision changes or you notice that your vision has become blurry, spotty or hazy or any other vision changes then, immediately consult with an ophthalmologist.</li></ul>



<p>It is unfortunate that symptoms of any diabetic eye diseases are not distinctively visible at an early stage. Due to this reason, you should regularly go for eye check-up. If you are diabetic then you should get your eyes examined at least once in a year.</p>



<p>Regular thorough checkup for a diabetic patient involves examination of retina, optic nerve, cornea and other parts of an eye. Through this thorough checkup, <a href="https://magherd.com/whom-to-visit-optometrist-or-ophthalmologist/" class="rank-math-link">ophthalmologist can diagnose </a>any diabetic eye disease at an early stage which can save your eyes from severe damage.</p>



<p>If you are regular with your eye checkups then, an early diagnosis is definitely possible and the <a href="https://magherd.com/whom-to-visit-optometrist-or-ophthalmologist/" class="rank-math-link">ophthalmologist </a>can provide better treatment and ensure that your eyes remain healthy.&nbsp;</p>



<p>The worst thing about the diabetic eye diseases like the ones mentioned in this article are that, once the damage has happened to your eyes is beyond a point then there is no coming back from it, the damage which has happened is permanent. Therefore, through this article I have insisted multiple times that regular eye checkups are crucial for healthy eyes. If diagnosed and treated early your eyes can be saved and damage can be alleviated. Today’s treatment may not be able to completely recover the eyes from serious damage but, these treatments can help you in saving your vision and with low vision aids you can continue enjoying this beautiful world.</p>



<p>Also, you should know that does not necessarily means there will be vision loss but, it can aggravate the causes of it. So, it is best to take diabetes seriously and do the necessary to control it. With controlled diabetic conditions you can avoid most of the complications and have a healthy life.</p></div>
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		<post-id xmlns="com-wordpress:feed-additions:1">489</post-id>	</item>
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		<title>Super Fast Charging in mobiles explained</title>
		<link>https://magherd.com/super-fast-charging-in-mobiles-explained/</link>
					<comments>https://magherd.com/super-fast-charging-in-mobiles-explained/#comments</comments>
		
		<dc:creator><![CDATA[Harsh Oswal]]></dc:creator>
		<pubDate>Thu, 20 Aug 2020 13:30:00 +0000</pubDate>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[fast charging]]></category>
		<category><![CDATA[Mobile]]></category>
		<category><![CDATA[Quick charge]]></category>
		<category><![CDATA[SuperVooc]]></category>
		<category><![CDATA[warp charging]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=425</guid>

					<description><![CDATA[Many of us have seen advertisements endorsing extremely fast charging, termed as Warp charging, SuperVooc charging, Quick charging and a dozen of crazy yet innovative names. But have you ever wondered how exactly these &#8220;fast&#8221; charging methods actually work. Let&#8217;s get started to understand&#8230;. The primary purpose of a fast charger is to deliver deliver [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>Many of us have seen advertisements endorsing extremely <a href="https://magherd.com/super-fast-charging-in-mobiles-explained" class="rank-math-link">fast charging</a>, termed as <a class="rank-math-link" href="https://www.oneplus.in/7t/warp-charge" target="_blank" rel="noopener">Warp charging</a>, <a class="rank-math-link" href="https://www.oppo.com/in/events/super-vooc-charger" target="_blank" rel="noopener">SuperVooc charging</a>, <a class="rank-math-link" href="https://www.qualcomm.com/products/features/quick-charge" target="_blank" rel="noopener">Quick charging</a> and a dozen of crazy yet innovative names.</p>



<p>But have you ever wondered how exactly these &#8220;fast&#8221; charging methods actually work. Let&#8217;s get started to understand&#8230;.</p>



<p>The primary purpose of a <a href="https://magherd.com/super-fast-charging-in-mobiles-explained" class="rank-math-link">fast charger</a> is to deliver deliver a higher power input to the mobile phone. To do this function, both the current and the voltage need to enhanced. Previously, USB chargers would deliver, 0.5 Ampere of current using 5 Volts making for only a 2.5 Watts supply. The total power is a simple multiplication of the current and voltage. When compared to current <a href="https://magherd.com/super-fast-charging-in-mobiles-explained" class="rank-math-link">fast chargers</a> that supply as high as 65 Watts (W), the massive increase in charging speeds is quite evident.</p>



<h3 class="wp-block-heading">The charging process is usually a comprehensive 3 step process: </h3>



<figure class="wp-block-image size-large is-resized"><img loading="lazy" decoding="async" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/a-1.jpg?resize=574%2C114&#038;ssl=1" alt="Charging Stages" class="wp-image-475" width="574" height="114" data-recalc-dims="1" /><figcaption>Charging Stages</figcaption></figure>



<p></p>



<ul class="wp-block-list"><li>Stage 1 involves <strong>Constant Current</strong> delivery by peaking both voltage and current, </li><li>Stage 2 involves <strong>Saturation</strong>, where current is lowered when the voltage has peaked.</li><li>Stage 3 involves <strong>Trickle </strong>charging, where the battery is slowly charged to just compensate the rate of discharge. This step is mandatory for increasing the battery life and continues even after the battery is 100% charged.</li></ul>



<div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div>



<h3 class="wp-block-heading">Current phone performance comparison</h3>



<p>The <strong>OnePlus 8 </strong>supports a 30W charger, and gives a 50% charge to the 4510 mAh battery in 23 minutes.</p>



<p>Apple uses 18W charging for the&nbsp;<strong>iPhone 11 Pro</strong>&nbsp;series and is able to&nbsp;charge&nbsp;the 3969 mAh battery from 0-50% in 30 minutes.</p>



<p>The Samsung <strong>Galaxy S20 Ultra</strong> supports 45W charging, and gives a 70% charge to the 5000 mAh battery in just 30 minutes.                                           </p>



<p>The current fastest charging phone is the <strong>Oppo Reno Ace</strong>, which has a 65 W charger that fully charges the 4000mAh battery in <a href="https://www.theverge.com/circuitbreaker/2019/11/8/20954678/oppo-reno-ace-super-vooc-fast-charging-review" class="rank-math-link" target="_blank" rel="noopener">31 minutes</a>. </p>



<div style="height:20px" aria-hidden="true" class="wp-block-spacer"></div>



<h3 class="wp-block-heading">The technology used</h3>



<p>The task of delivering high speed charging involves a combination of hardware and software optimizations: </p>



<ul class="wp-block-list"><li>Software monitoring to adjust the amount of charge delivered at every stage of charging. </li><li>Thermal management to avoid charging slowdowns due to heat, maintaining a steady and fast charging rate while ensuring no battery damage takes place.</li></ul>



<figure class="wp-block-image size-large is-style-default"><img loading="lazy" decoding="async" width="800" height="400" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/super_vooc.jpg?resize=800%2C400&#038;ssl=1" alt="" class="wp-image-462" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/super_vooc.jpg?w=800&amp;ssl=1 800w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/super_vooc.jpg?resize=300%2C150&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/super_vooc.jpg?resize=768%2C384&amp;ssl=1 768w" sizes="auto, (max-width: 800px) 100vw, 800px" data-recalc-dims="1" /><figcaption><a class="rank-math-link" href="https://gadgets.ndtv.com/mobiles/features/oppo-vooc-super-vooc-fast-charging-1927199" target="_blank" rel="noopener">Oppo using a 5 layer protection for VoocSuper charge</a></figcaption></figure>



<h2 class="wp-block-heading">Safety Measures</h2>



<p>With the increase in usage of mobile phones, it is very important for all of us to have our mobiles charge at speeds as fast as possible. Though <a href="https://magherd.com/super-fast-charging-in-mobiles-explained" class="rank-math-link">fast charging</a> is supported by relevant software optimizations, certifications, charger and cable customization, its is important to take note that phones often get warm while charging at high speeds and it is essential for us to use only chargers/cables provided and originally intended for those specific handsets to make sure safety remains uncompromised along with high performance charging.</p>



<h3 class="wp-block-heading">The future is approaching</h3>



<p>Vivo last year<a href="https://www.techspot.com/news/80594-vivo-announces-120w-fast-charger-can-fully-juice.html" class="rank-math-link" target="_blank" rel="noopener"> announced</a> 120 W Super FlashCharge technology to be soon supported by its devices, which would translate to charging a 4000 mAh battery in just 13 minutes. </p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow"><p>We are definitely headed to some insane charging speeds in very near future.</p></blockquote>
]]></content:encoded>
					
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		<post-id xmlns="com-wordpress:feed-additions:1">425</post-id>	</item>
		<item>
		<title>Whom to visit, Optometrist or Ophthalmologist?</title>
		<link>https://magherd.com/whom-to-visit-optometrist-or-ophthalmologist/</link>
					<comments>https://magherd.com/whom-to-visit-optometrist-or-ophthalmologist/#comments</comments>
		
		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Wed, 19 Aug 2020 13:44:15 +0000</pubDate>
				<category><![CDATA[Health & Lifestyle]]></category>
		<category><![CDATA[eye care]]></category>
		<category><![CDATA[eyes]]></category>
		<category><![CDATA[ophthalmologist]]></category>
		<category><![CDATA[optician]]></category>
		<category><![CDATA[optics]]></category>
		<category><![CDATA[optometrist]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=450</guid>

					<description><![CDATA[At least once in our lifetime we face some kind of problems with our eyes and kept us wondering whom to consult. There is always confusion about whom to visit if there is any problem with eyes, should it be optometrist or ophthalmologist. To decide where should we go with your eye problems we need [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p>At least once in our lifetime we face some kind of problems with our eyes and kept us wondering whom to consult. There is always confusion about whom to visit if there is any problem with eyes, should it be <a href="https://magherd.com/?p=450" class="rank-math-link">optometrist or ophthalmologist.</a></p>



<p>To decide where should we go with your eye problems we need to understand what <a href="https://magherd.com/?p=450" class="rank-math-link">optometrist and ophthalmologist</a> do and how do this professionals help differentiate. If I want to tell in brief, optometrist are the ones who examine eyes for vision and health problems, and ophthalmologist are the eye specialist who has knowledge of optometrist but also does eye surgeries. </p>



<p>Read below and you will know which one will be better for you, optometrist or ophthalmologist. </p>



<h2 class="wp-block-heading">What an Optometrist does?</h2>



<p>Optometrist examine, diagnose, treat and manage diseases which occur in eyes. They are primary health care providers. It may not seem but an optometrist plays an important role in patients’ complete health and diagnosing varied diseases, such as diabetes, hypertension, coronary problems, etc.</p>



<p>Optometrist can also prescribe medications for any eye problems and can also prescribe different vision therapy. An <a href="https://magherd.com/?p=450" class="rank-math-link">optometrist</a> can also write prescriptions for prescription lenses.</p>



<p>Any surgical or non-surgical options available for any eye treatment is counselled by <a href="https://magherd.com/?p=450" class="rank-math-link">optometrist</a>. At some places optometrist will also help in pre and post-operative care after eye surgery. If in US, optometrist is licensed to perform surgery whereas in UK they are not trained nor licensed to perform surgeries on eyes.</p>



<h2 class="wp-block-heading">What an Ophthalmologist does?</h2>



<p>An <a href="https://aapos.org/glossary/difference-between-an-ophthalmologist-optometrist-and-optician" target="_blank" aria-label="ophthalmologist (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">ophthalmologist</a> is a medical doctor who is a specialist in eye and vision care. Ophthalmologist are different than optometrist in the level of training, knowledge which they have.</p>



<p><a href="https://magherd.com/?p=450" class="rank-math-link">Ophthalmologist</a> can diagnose and treat all kinds of eye diseases, perform eye surgeries and prescribe medications for vision problems. Ophthalmologist have medical training and is licensed to perform surgeries in both US and UK.</p>



<p>Ophthalmologists are extensively trained and have under gone at least eight years of medical training after their 4 to 5 years of studies at medical schools.</p>



<h2 class="wp-block-heading">Whom to Visit? Optometrist or Ophthalmologist</h2>



<p>Before going to any of the eye care professional you can do some self-assessment and decide on the professional to visit.</p>



<p>After your assessment, if you believe your eyes and your overall body is healthy then you should give a visit to optometrist.</p>



<p>If you are already suffering from any eye condition like glaucoma, macular degeneration or cataracts then it is time to see an expert who is highly trained and specialized, ophthalmologist. In cases like this, medical treatment and monitoring from highly skilled ophthalmologist is required.&nbsp;</p>



<p>Majority of the common eye problems like dry eyes, common eye infections and few chronic eye diseases can be treated by optometrist. If you believe you have some eye condition then consult with an optometrist before going to an ophthalmologist.</p>



<p>From the age of 18 years to 60 years, if you have any eye problems or use prescription lenses then you should visit optometrist every two years for routine checkup. After age of 60 years, you should see an optometrist at least once in a year. Regular eye checkup can help keep eyes healthy for long time and with these routine checkups you may discover any disease at early stage.</p>



<p>Also, if you see these <a href="https://aapos.org/glossary/difference-between-an-ophthalmologist-optometrist-and-optician" target="_blank" aria-label="following signs (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">following signs</a> or suffering from any of the mentioned conditions then you should immediately see an ophthalmologist. An eye examination from specialized eye professional can save the light in your eyes.&nbsp;</p>



<ul class="wp-block-list"><li>Bulging of one or both eyes;</li><li>Dark curtain or veil that blocks your vision;</li><li>Decreased vision, even if temporary;</li><li>Diabetes mellitus;</li><li>Distorted vision;</li><li>Double vision;</li><li>Excess tearing;</li><li>Eyelid abnormalities;</li><li>Family history of eye disease;</li><li>Halos (colored circles around lights);</li><li>High blood pressure;</li><li>HIV or AIDS;</li><li>Injury to the eye;</li><li>Loss of peripheral (side) vision;</li><li>Misaligned eyes;</li><li>New floaters (black &#8220;strings&#8221; or specks in the vision) and/or flashes of light;</li><li>Pain in the eye;</li><li>Thyroid disease-related eye problems (Graves&#8217; disease);</li><li>Unusual red eye.</li></ul>



<p>In cases with specific eye problems both optometrist and ophthalmologist work together to provide treatment. Such case where both optometrist and ophthalmologist working together are called as co-management.&nbsp;</p>



<p>In co-management, optometrist covers your primary care and then the optometrist recommends to an ophthalmologist for complete and thorough diagnosis and treatment. The ophthalmologist will focus on controlling the eye condition via medical treatment, surgery or by both medical treatment and surgery. After controlling the eye condition, the ophthalmologist will send back patient to optometrist.&nbsp;</p>



<p>To conclude with, you have to decide based on your health conditions and obviously your eye conditions whether you have to see optometrist or ophthalmologist. If you do not know the issue or feel that the issue is minor then visit optometrist or ophthalmologist will be more suitable if you have any above prevailing conditions or believe that the issue with your eyes is serious and requires specialized attention. </p>
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		<title>Disney renamed 20th Century Fox, sadly entertainment legacy name has come to an end</title>
		<link>https://magherd.com/disney-renamed-20th-century-fox/</link>
					<comments>https://magherd.com/disney-renamed-20th-century-fox/#comments</comments>
		
		<dc:creator><![CDATA[Pratik Mante]]></dc:creator>
		<pubDate>Sat, 15 Aug 2020 15:31:13 +0000</pubDate>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[20th Century Fox]]></category>
		<category><![CDATA[20th Television]]></category>
		<category><![CDATA[Disney]]></category>
		<category><![CDATA[Renamed]]></category>
		<guid isPermaLink="false">https://magherd.com/?p=435</guid>

					<description><![CDATA[20th Century Fox a prominent name in entertainment and media industry is no more, Disney has officially removed the name. The 20th Century Fox has been rebranded as 20th Television dropping both ‘Century’ and ‘Fox’. In January Disney had dropped ‘Fox’ from the name and later in this month dropping the name ‘Century’. Entertainment giant, Disney [&#8230;]]]></description>
										<content:encoded><![CDATA[
<p><a href="https://magherd.com/?p=435" class="rank-math-link">20th Century Fox</a> a prominent name in entertainment and media industry is no more, Disney has officially removed the name. </p>



<p>The 20th Century Fox has been rebranded as 20th Television dropping both ‘Century’ and ‘Fox’. In January Disney had dropped ‘Fox’ from the name and later in this month dropping the name ‘Century’.</p>



<p>Entertainment giant, <a href="https://magherd.com/?p=435" class="rank-math-link">Disney</a> had acquired many assets from Fox in year 2019 at the price of $71 Billion. After acquisition the name was changed from 20th Century Fox to <a href="https://magherd.com/?p=435" class="rank-math-link">20th Century</a>.</p>



<p>The new logo retains old theme and searchlight just, ‘Century’ and ‘Fox’ has been removed from it. New logo has words <a href="https://magherd.com/?p=435" class="rank-math-link">20th Television</a> and it will be shown on new episodes of TV series starting this fall. Shows and episodes which have aired before the rebranding will hold the legacy 20th Century Fox logo and name.</p>



<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="960" height="540" src="https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/dd5x0ch-d376cdde-fae0-4772-906d-28c98077d261.png?resize=960%2C540&#038;ssl=1" alt="20th Century Fox to 20th Television
" class="wp-image-441" srcset="https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/dd5x0ch-d376cdde-fae0-4772-906d-28c98077d261.png?w=960&amp;ssl=1 960w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/dd5x0ch-d376cdde-fae0-4772-906d-28c98077d261.png?resize=300%2C169&amp;ssl=1 300w, https://i0.wp.com/magherd.com/wp-content/uploads/2020/08/dd5x0ch-d376cdde-fae0-4772-906d-28c98077d261.png?resize=768%2C432&amp;ssl=1 768w" sizes="auto, (max-width: 960px) 100vw, 960px" data-recalc-dims="1" /></figure>



<p><a href="https://magherd.com/?p=435" class="rank-math-link">Disney’s decision</a> to remove the ‘Century’ and ‘Fox’ is to avoid confusion amongst its customers in <a href="https://edition.cnn.com/2020/08/11/media/disney-fox-20th-century-television/index.html" target="_blank" aria-label="distinguishing between (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">distinguishing between</a> their assets and assets still possessed by Fox. At present, Fox owns Fox Entertainment, Fox Sports and Fox News and these have nothing to do with Disney.</p>



<p>Not only Fox, Disney is also rebranding its other TV studios with new logos and names. Disney has already changed names of ABC Studios and ABC Signature Studios to ABC Signature. The entertainment company is also going to change Fox 21 Television Studios to Touchstone Television.</p>



<p>In one of the statements, Disney television studio president Craig Hunegs said: &#8220;Our new studio names and logos mark a new day for ABC Signature, 20th Television and Touchstone Television while honoring their rich histories and the creative power of The Walt Disney Company.&#8221;</p>



<p>20th Century Fox Television was formed by merger of 20th Century Pictures and Fox Films in year 1935. It became prominent name <a href="https://www.bbc.com/news/business-53747270" target="_blank" aria-label="since 1949 (opens in a new tab)" rel="noreferrer noopener" class="rank-math-link">since 1949</a> and has produced evergreen shows like ‘The Simpsons’, M*A*S*H, Modern Family and original Batman series.</p>



<p>The 20th Century Fox’s film studio has produced blockbuster movies making big money which include names like, Avatar and Titanic. Not to forget, movie series, ‘Star Wars’, ‘The Sound of Music’, ‘Die Hard’ and ‘Home Alone’.</p>



<p>Disney is an entertainment company reckoned as most powerful one in media sector. With Disney+ it has ventured into streaming services and taking on the likes of Netflix and Amazon Prime.</p>
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